HSBC Easy Payment Plan for Apple Products

Easy Payment Plan for Apple Products

Easy Payment Plan for Apple Watch

Designated bank providing “Easy Payment Plan for Apple Products” and offer details:

Terms and Conditions of Easy Payment Plan for Apple Products

Terms and Conditions for Interest-free Merchant Instalment Plan Promotion – Apple Products
When can you enjoy the offer
1.	The promotional period for the offer is from 2 May 2023 to 31 August 2023, unless otherwise specified.
What is the offer
2.	During the promotional period, you can enjoy the following offers:
	a. an extra $100 RewardCash when you purchase Designated Apple Products by iPhone for Life Programme or Eligible Interest-free Merchant Instalment Plan and accumulate a Net Transaction Amount of every HK$3,000 with your Eligible Credit Card at the Designated Merchant. Each cardholder can only enjoy a maximum $300 RewardCash during the entire promotional period.
	b. another extra $100 RewardCash when you settle a Net Transaction Amount of HK$1,000 or above by Interest-free Merchant Instalment with an Eligible Credit Card for the first time, including the iPhone for Life Programme and the Interest-free Merchant Instalment Plan for Designated Apple Products. This is a prevailing offer which runs from 1 March 2023 to 31 August 2023. Please refer to the "Interest-free Merchant Instalment Plan Promotion T&C" for more details.。
	You can enjoy all offers once only during the respective promotional periods, where applicable.
How can you enjoy the offer
3.	You can enjoy the offer if you:
	a. hold an Eligible Credit Card and your credit card account is valid and in good standing during the promotional period and the offer fulfilment period;
	b. purchase Designated Apple Products with an Eligible Credit Card at the Designated Merchant via the iPhone for Life Programme / Eligible Interest-free Merchant Instalment Plan during the promotional period and fulfil the respective requirements; and
	c. you are eligible for offer 2b only if you have not held any Interest-free Merchant Instalment Plan from 1 March 2022 to 28 February 2023.
Read before you enjoy the offer
4.	You cannot:
	a. transfer the offer or exchange it for cash or other products, services or discounts; and
	b. use the offers in conjunction with other promotional programmes, offers, discounts, coupons, membership benefits or VIP privileges (unless otherwise specified). You may check with the Designated Merchant for details.
5.	Upon any termination of the Eligible Credit Card, Eligible Credit Card account or iPhone for Life Programme / Eligible Interest-free Merchant Instalment Plan for any reason, all outstanding balance of the monthly instalment payments under the repayment schedule of iPhone for Life Programme / Eligible Interest-free Merchant Instalment Plan will become immediately due and payable by you and will be automatically posted in a full amount from the Eligible Credit Card account without prior notice.
6.	iPhone for Life Programme / Eligible Interest-free Merchant Instalment Plan is applicable to Designated Apple Products only. Available while stocks last.
7.	If you have more than one Eligible Credit Card under your name, we will include all Eligible Interest-free Merchant Instalment Plan across the various Eligible Credit Cards in calculating the extra RewardCash. If you qualify for the offers, we will credit the extra RewardCash to your Eligible Credit Card account with the largest Net Transaction Amount of Eligible Interest-free Merchant Instalment Plan maintained in our record by 30 November 2023.
8.	Each of the primary cardholder and additional cardholders under the same Eligible Credit Card account can enjoy the offer using their own Eligible Credit Cards. If the cardholder is a combined additional credit cardholder, both the primary and the additional cardholders will be able to use the extra RewardCash credited to the credit card account of the combined additional card.
9.	You have to keep all original sales slips or official payment records of the respective transactions. In case of dispute, we reserve the right at any time during or after the promotion to request a submission of the relevant official payment records, and/or such further documents or evidence as may be required for inspection, which will be retained by us and will not be returned.
10.	All products and services relating to the promotion are directly supplied by the Designated Merchant or third-party suppliers, and we accept no liability for their quality.
11.	These terms and conditions and other terms and conditions of the Eligible Credit Card and the Designated Merchant will apply. We and the Designated Merchant reserve the right to vary or cancel the offer, or amend the terms and conditions from time to time without prior notice. Please refer to our website for the latest details, availability and terms and conditions of the offer.
12.	The terms and conditions of the Interest-free Merchant Instalment Plan, iPhone for Life Programme, RewardCash Programme, Reward+ and all other applicable prevailing promotions offered by us will continue to apply.
13.	If we or the Designated Merchant believe that you have acted in a fraudulent or abusive manner, you will not be able to enjoy the offer and we can deduct the extra RewardCash or debit your credit card to take back any offer you have enjoyed, or cancel your credit card.
14.	In case of disputes arising out of this promotion, the decision of the Designated Merchant and / or us shall be final and conclusive.
15.	We write the terms and conditions of the offer under Hong Kong laws. In the event of any discrepancy or inconsistency between the English and Chinese versions of the promotional materials and these terms and conditions, the English version shall prevail.
What these terms mean
16.	"Eligible Credit Card"means any Hong Kong Dollar personal primary, combined additional, separate additional credit cards issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns). HSBC Pulse UnionPay Dual Currency Diamond Credit Card and HSBC UnionPay Dual Currency Card are not Eligible Credit Cards.
17.	「指定商戶」指於香港的3香港／SUPREME (除指定3香港／SUPREME網上商店及3Shop+)、中國移動香港、csl/1O1O、香港寬頻、數碼通電訊有限公司及電訊數碼SUN Mobile。
18.	"Designated Merchant" means 3HK / SUPREME (except designated 3HK / SUPREME online shop(s), 3Shop+), China Mobile Hong Kong Company Limited, csl/1O1O, Hong Kong Broadband Network Limited (HKBN), SmarTone, and Telecom Digital SUN Mobile in Hong Kong.
19.	"Designated Apple Products" means specific iPhone ("Designated iPhone”), Apple Watch, iPad, AirPods, Mac or AppleCare+ under iPhone for Life Programme / Interest-free Merchant Instalment Plan that we and the Designated Merchant may jointly decide to make available from time to time.
20.	"Interest-free Merchant Instalment Plan" means the credit card interest-free merchant instalment plan offered by The Hongkong and Shanghai Banking Corporation Limited, Hong Kong (and its successors and assigns) from time to time. You may pay a transaction by Interest-free Merchant Instalment at Designated Merchant using HSBC credit cards. Designated Merchant might provide various repayment tenors and may require minimum transaction amount.
21.	"Eligible Interest-free Merchant Instalment Plan" means the purchase of Designated Apple Products by Interest-free Merchant Instalment Plan of 24 or more monthly instalment payments at Designated Merchant.
22.	"Net Transaction Amount" means the final transaction amount charged to the Eligible Credit Card after all applicable discounts, reductions and use of vouchers/gift cards.
To borrow or not to borrow? Borrow only if you can repay!
Issued by The Hongkong and Shanghai Banking Corporation Limited

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Designated bank providing “Easy Payment Plan for Apple Watch” and offer details:

Details

Terms and Conditions of “Easy Payment Plan for Apple Watch”

“Easy Payment Plan for Apple Watch” , including Handset with selling price and Handset guaranteed buy-bank value is provided by Telecom Digital Service Limited (“Telecom Digital”), Credit Card Installment Plan for “Easy Payment Plan for Apple Watch” is provided by The Hongkong and Shanghai Banking Corporation Limited (“HSBC”).

“Easy Payment Plan for Apple Watch” is only applicable to “GPS+Ceullar” version of Apple Watch Series 8 and Apple Watch Ultra. Customer have to use designated bank Credit Card Customers to settle the handset fee at designated Telecom Digital shop before August 31,2023 to enjoy this offer. Click here for shop details.

Eligible customers can enjoy approximately 80% of handset price plus prepayment for the designated months, and the 25th to 31st installment is approximately 20% of handset price (also equal to the guaranteed buy-back value). Within 20 days after the 24th month, eligible customers can choose to return the Apple Watch to designated Telecom Digital shop to receive the guaranteed buy-back value (also equal to the 20% of handset price ), with an option for upgrading to a newer Apple watch model, or choose to keep their watch.. Please click here for HSBC Credit Card “Easy Payment Plan for Apple Watch” details, Terms and Conditions.

“Easy Payment Plan for Apple Watch”, the act of returning a product must comply with the below Terms & Conditions. Cardholder shall have the Product Return Option provided by the Merchant to return the Product within 20 days after the 24th monthly (which the date state as above) under the Plan to receive the Buy-Back Value, subject to the conditions hereunder from the Merchant and “Telecom Digital iPhone for Life Trade-in Service” as below.

Upon successful assessment by the Merchant of the returned Product at the Merchant’s retail store, and based on the herein, and subject to Cardholder’s full compliance of the HSBC bank “Easy Payment Plan for Apple Watch” Terms & Conditions, these Merchant Product Return Terms and Conditions “ Telecom Digital “Easy Payment Plan for Apple Watch” Trade-in Service ” and the terms and conditions governing the Plan, Buy-Back Value this product will be used to offset the remaining installment.

The returned Product shall be subject to functional diagnostics and physical assessment during Product return based on the Device Acceptance Criteria herein.

We reserve the right to refuse to provide this Trade-in Service to you if the devices that do not comply with below <Device Acceptance Criteria>.

No.	Functionalities	Status
1	Turn ON/OFF	Device able to turn on
2	Device Locks (iCloud/ Personal Accounts/ Passcode)	Device able to log out/ remove iCloud/ any personal account/ passcode
3	Front Screen Glass	Will be acceptable as long as there are no chip or cracked screen
4	Back & Side Cover	Heavy scratches & small dents are acceptable as long as there are no cracks
5	Display	Screen shows watermark, black spot, white spot when brightness is adjusted to max and on a white background
6	Buttons Functionality	Buttons are responsive and fully functional
7	Battery Defect	Battery % below 80% will not be acceptable
8	Cracked Screen/ Cover	Cracked/ chipped screen or cover it will not be eligible for device return
9	Liquid Damage	Screen shows traces of watermark
10	Speaker/ Microphone Defect	(Automated test in app) Speaker able to produce sound & Mic able to pick up the sound for eligible buy back
11	Pairing to iPhone	Unable to pair with the iPhone

The Product registered for “Easy Payment Plan for Apple Watch” program must be returned in good condition and functioning properly. Trade-in prices may vary depending on the extent of damage to the returned Product.

The Product Return Option is non-transferrable and shall only be exercised by the Cardholder who signed up for “Easy Payment Plan for Apple Watch” and purchased the Product from the Merchant with the Eligible Card.

In the event where the original Product is swapped by Apple Authorized Repair Centre (e.g. warranty claim) or Restart Service, document prove showing the swap shall be provided to the Merchant for exercising the Product Return Option.

The charger and accessories are not required upon returning of the Product.

Cardholder shall ensure that all personal data is transferred out prior to exercising the product return option. These shall be deemed lost and cannot be recovered once the Product is returned and the Merchant shall not be held liable for erasure of any personal data remained in the returned Product.

The title and ownership of the Product shall be transferred to the Merchant once the Product returned to the Merchant.

10.

This Trade-in Service is valid from 16 December 2022 until further notice on our official website.

11.

The act of returning a product must comply with the below Terms & Conditions
a. Your trade-in device must be a designated Apple Watch device purchased from Telecom Digital shop (except online store) by you under the designated bank Credit Card Installment Plan for “Easy Payment Plan for Apple Watch” within the Promotion Period (the “Eligible Device”);
b. Eligible Device must meet all and the Device Acceptance Criteria and any other criteria as determined by us from time to time in its sole discretion. For details, please click here.
c. You must fully comply with Merchant Product Return Terms and Conditions and these terms and conditions.
d. You must return the Eligible Device to designated Telecom Digital shop within 20 days after the 24th month; refer the date state as above.
e. Trade in Machine must not be altered in any way.

12.

Your Eligible Device meets all the requirements set out above cause 2 as determined by us at our absolute discretion; we will provide you a trade-in price up to 20% of the handset price plus prepayment of your Eligible Device prevailing at time of your purchase.The actual trade-in price will depend on the condition of your Eligible Device as determined by us in our absolute discretion. We reserve the right to refuse to provide this Trade-in Service to you if the devices that do not comply with.

13.

Before you return your Eligible Device, you are responsible to ensure all data of your Eligible Device have been permanently erased. We will not be responsible for any loss, retrieval, restoration or transference of personal data from Eligible Device being traded in.

14.

Once your Eligible Device is traded in, it cannot be reclaimed.

15.

The Installment Plan is provided to you by The Hongkong and Shanghai Banking Corporation Limited (“HSBC”). We are not the supplier of the Installment Plan, and make no representation or guarantee as to the quality of the Installment Plan and any other goods and services provided by bank. Please click here for HSBC Credit Card “Easy Payment Plan for Apple Watch” details, Terms and Conditions.

16.

You will be responsible for any and all remaining payments under the Installment Plan.

17.

We reserve the right to change or terminate this Trade-in Service, or its terms and conditions at any time without prior notice.

18.

In the event of dispute, our decision shall be final. In the event of inconsistency between the English and Chinese versions of these terms and conditions, the English version shall prevail.

The“Easy Payment Plan for Apple Watch” trade-in service is only applicable to designated stores. For designated stores, please click here for details. The company reserves the right to change the list of stores at any time without prior notice.

In case of dispute, the decision of Telecom Digital Service Limited shall be final and binding.

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